From Seed to Harvest

Despite calls for cooler temperatures and perhaps some more snow and freezing rain in the forecast, our patience and longing for the arrival of Spring is once again being tested. We are becoming desperate for results. In many ways, our attitudes of late mirror our feelings toward the general malaise of the stock markets and…

Has your portfolio gone to Pot?

Christmas was sneaking up on the calendar and I decided to drop by one evening to grab some favourite takeout from a local Greek Restaurant. As a regular, I’ve had the pleasure of getting to know the family over the years. As I sat waiting, the daughter working the cash was watching her brother and…

Decumulation, it’s yours to lose

  For most retirees or those soon to retire, the term “decumulation” is something that should become first and foremost in one’s mind.  It has been ignored and yet represents one of the key building blocks of one’s retirement nest egg. At last count (Stats Cda 2015), 1,128,000 Canadians are members of Defined Contribution Plans…

Safety of your Investments

Safeguarding a lifetime of your hard-earned savings is of paramount importance to all investors. In the lead up to the Great Recession of 2008-09, we witnessed the bankruptcy of two longtime U.S brokerage houses, Lehman Brothers and the venerable Bear Stearns. Following this, investors were confronted with the likes of Canadian Earl Jones and Wall…

Investing for the New Tomorrow

Progress is not possible without change and we have collectively witnessed perhaps some of the most profound transformations in history. Our jobs as stewards of capital have evolved. Fundamentally the process remains unchanged but the consumption and speed of data has required adjusting how we as managers tackle volumes of intelligence to garner superior judgement….

Where’s My Invitation?

Dull wet and rainy afternoons in the office this June led to conversations about the state of retirement and the value we now place on baby boomers in the economy. As a reminder, baby boomers are any of us who were born between 1946 and 1964. A rather significant demographic in North America and one…

Exponent Investment Management