Prepared for

Jean Guy

Prepared by

Stephan Desbien

Date

Assets To Invest

Cash 100000

Business Holdings 950000

Private Shares 800000

Real Estate Holdings 2500000

Investable Assets 1400000

Cash Flow Requirements​

Salary 225000

Professional Income 100000

Dividend Income 50000

Dividend Benefit Income 12000

Investment Income 80000

Investment Goals

Target Asset Allocation

Cash, Equities & Bond Allocation is subject to change

Investment Philosophy

Growth & Income​

- Our portfolio is built on stocks that pay a dividend, without compromising on long term growth​

- Canada, US, other global developed countries​

Value​

- Buying stocks when they are below their intrinsic value, and selling them above their intrinsic value​

Client Experience

AvisoWealth Logo 600x400 2
national bank 1024x292

Dividends: Income & Growth

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S&P 500 with and without dividend reinvestment. Purely on price change, gain is 14%. With dividend reinvestment, return is over 16%. This is for just one year.

Multiple History & Expansion

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TSX Composite and S&P 500 Total Return History, showing Dividends, EPS, and P/E.

Volatility​

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Chicago Board Options Exchange Volatility Index 10-year. Real-time volatility of S&P 500 Index

International Investing​

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Based on the largest publicly traded European companies. Notable holdings include Nestle, LVMH, Unilever & SAP.

Brands

Power Corporation of Canada Logo.svg 1024x1024
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Dollarama logo 1024x213
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Why Buy & Sell a Stock

Fundamental Analysis

- How do they make money?​
- Financial Statements - FCF beats Net Income​
- Growth in Top Line Revenue & Operating Income​​

Technical Analysis

- Analysis of their Stock Chart (patterns & moving averages)​
- How does the market view the company in short vs long term?​
- Trading Signals and Price Patterns

Behavioural Analysis

- Buying stocks when they are below their intrinsic value, and selling them above their intrinsic value​

The Fallacy of Herds

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Pure speculation and the Dot-com Bubble of the late 1990s go hand in hand. From 1995 to 2003, the NASDAQ Composite Index rose 400%, later falling 78% from its peak. All gains were erased, and many companies were forced to shut down.

The Fallacy of Herds

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Pure speculation and the Dot-com Bubble of the late 1990s go hand in hand. From 1995 to 2003, the NASDAQ Composite Index rose 400%, later falling 78% from its peak. All gains were erased, and many companies were forced to shut down.

Diversification