Financial freedom isn’t just a goal — it’s a lifestyle built on clarity, confidence, and choice. Whether you’re building, scaling, or preparing to pass the torch, our Wealth Plan guides you through each stage with precision and purpose. Because true independence means having the time, means, and freedom to live life on your terms.
Exponent Investment Management is different from banks because they focus on building long-term, passive income strategies designed to grow your wealth and take care of your family for generations.
| Advisor Type | Management Fees | Benefits & Features |
|---|---|---|
|
Exponent Investment Management Inc. |
0.3% – 1.6% * |
– Custom Plans – Managed Custom Trading – Experienced Advisors Always Available To Meet Or For A Call – Customers First – Managed Estate Planning, Tax Planning and Insurance |
|
Banks |
1.5% – 3% |
– Sells You A Pre Packaged Plan – Pre-packaged fixed stocks – Hard To Reach or Entry Level Customer Service Rep – Shareholders First – Rare To Get A Bank Advisors Even On A Phone Call – Need Another Customer Service Rep for Estate Planning, Tax Planning and Insurance |
|
Robo Advisors |
0.3% – 0.4% + Product Fee |
– Do-It-Yourself Plan – Do-It-Yourself Trading – No Support or Advisors – Shareholders First – No extra features |
* Fees vary depending on asset size. Larger accounts get a lower fee.
IF you have achieved, or are on your way to attaining, a financially rewarding professional career. You may be married, with children, or single; regardless of your situation, we can help you if you are heading in the right direction professionally and assist you in leveraging your habit of making sound financial decisions. You are earning more than you are spending but struggle to approach the decisions about your financial future.
Our Wealth Starter Program includes a module designed for new business owners and professionals. While the investable assets are on the lighter side, the financial needs are significant. Our module for business owners will provide a comprehensive financial plan, savings and investment plan, as well as an estate plan, enabling you to maximize your professional success. Debt management is also part of the discussions. The end goal of this approach is to catalyze your business or professional success into financial independence.
We will help you make key financial decisions to manage your financial risk and leverage your healthy saving habits into a meaningful investment portfolio. Time is on your side, and we will help you on your path to financial independence.
Your Wealth Plan for Financial Independence is prescheduled. The process is a recurring three-year cycle:
We begin with the financial planning exercise to establish your financial goals. We will also implement the investment management module. Finally, we will review your current estate plan and address any immediate needs.
We will complete the estate planning review and address the legal documents. Should the need arise, we will refer you to the appropriate legal and tax professionals to complete the estate and legal structure that will reflect your current and future goals.
Your Wealth Plan for Financial Independence is also about your life goals that may or may not be strictly financial. You might want to travel, volunteer, start a business or make a large ticket purchase? Financial independence is really about making your life goals a financial reality.
We work with a range of tools to help you achieve financial independence. They include:
Your business or practice is running well, and your earnings statement reflects this. Our Wealth Accumulator Program will help you achieve clarity on the next stage of your financial life. You are now faced with a different set of challenges.
Should you scale up your business or harness the increasing cash flow and diversify away from your most valuable asset? Have you planned for your next chapter in your professional life, whether it involves selling, scaling, or a sunset strategy? We can help make those life-changing decisions easier for you to approach. Not all practices can be sold, and not all businesses require a sale. We will help you make this transition.
Accelerate your path to financial independence while ensuring that your taxes are minimized, your estate is maximized, and that life’s challenges will not throw you off course.
Your Wealth Plan for Financial Independence is prescheduled. The process is a recurring three-year cycle:
We begin with the financial planning exercise to establish your financial goals. We will also implement the investment management module. Finally, we will review your current estate plan and address any immediate needs.
We will complete the estate planning review and address the legal documents. Should the need arise, we will refer you to the appropriate legal and tax professionals to complete the estate and legal structure that will reflect your current and future goals.
Your Wealth Plan for Financial Independence is also about your life goals that may or may not be strictly financial. You might want to travel, volunteer, start a business or make a large ticket purchase? Financial independence is really about making your life goals a financial reality.
We work with a range of tools to help you achieve financial independence. They include:
Retirement is all about cash flow. At this stage, you are about to turn or have turned
over the hourglass and decumulating your assets. For many, this can be a stressful
stage as market fluctuations and other life challenges can rattle many. Our Wealth Plan
for Financial Independence helps retirees manage their retirement income, minimize
taxes, and maximize their estate value.
It is time to plan and execute on your next financial chapter – wealth decumulation and
efficiently passing along your wealth to the next generation or other worthy causes. We
will map out the path forward.
Your Wealth Plan for Financial Independence is prescheduled. The process is a recurring three-year cycle:
We begin with the financial planning exercise to establish your financial goals. We will also implement the investment management module. Finally, we will review your current estate plan and address any immediate needs.
We will complete the estate planning review and address the legal documents. Should the need arise, we will refer you to the appropriate legal and tax professionals to complete the estate and legal structure that will reflect your current and future goals.
Your Wealth Plan for Financial Independence should also reflect your aspirations about what your wealth can deliver for your loved ones and your community. Most have not thought about it, but all eventually reach this point. We’ll help you get there.
We work with a range of tools to help you achieve financial independence. They include:
The path to financial independence is essentially an exercise in managing conflicting forces: Net Worth and Income Growth versus Security Vs. Consistency.
Life events, as well as those from the economic and professional realms, will create tensions between these forces. Our Wealth Plan for Financial Independence will help you manage these tensions.
As you move through time and you manage these tensions, your path to financial independence can be illustrated by a pyramid of wealth stages. We have developed a wealth program for each of these stages:
