When it comes to investing, there are many choices out there and sometimes it can be confusing and overwhelming. Do you work with an advisor or do it yourself? What kind of advisors are out there and how do you decide who to work with? What products and solutions are available? This article is designed…
In years gone by, the concept of ‘financial advice’ meant literally recommending investments and building portfolios. Advisors would trek out to lunch presentations by all the mutual fund companies and promoters, then return to their offices and make some calls to unsuspecting clients, pitching them the next best thing, regurgitating soundbites from star portfolio managers….
Recently I was gifted a book of fables. Although these stories are well over 300 years old, they are surprisingly relevant even today. Times may change but it appears that human nature, for better or worse, is stubbornly consistent. The morals of these fables hold true to this day. Take the fable ‘Killing the Golden…
Estate planning is not a task many look forward to with joy. It tends not to be viewed as a fun topic of conversation and probably wouldn’t top the list of party icebreakers to warm up the crowd. However, this task is necessary and must be confronted head on. Denial is not an option! A…
How do you measure whether or not your Portfolio Manager is doing a good job? Alternatively, if you are looking for a new PM, how do you determine whether or not (s)he is a good fit? Many people believe that performance is the only thing one should look at and a PM better ‘shoot the…
Spring is here bringing with it melting snow, warmer days and…. baseball! Watching a game the other night got me thinking, we all know sports can teach us lessons about life but can they teach us anything about investing? Of course! Take baseball for example, when you break the game down to its most basic…
Before you do your taxes this year, check out these informative resources: Credential Guide to Tax Season 2018 NBIN Tax Guide – Mailing Periods
Retiring early sounds great but can it help you live longer? Certain studies have illustrated that there’s a strong correlation between retirement and longevity. What these studies established is that people who take early retirement, say in their mid-fifties, live well into their 80s, therefore collecting 25+ years of pension cheques. Later retirees on the…
I often get asked about investment management fees. “How much am I paying?” or “How much will you charge to manage my money?” are the 2 most often asked questions. Of course it would be nice to receive any advice or service for free, but to quote Stephen King: “You pay for what you get,…
Despite calls for cooler temperatures and perhaps some more snow and freezing rain in the forecast, our patience and longing for the arrival of Spring is once again being tested. We are becoming desperate for results. In many ways, our attitudes of late mirror our feelings toward the general malaise of the stock markets and…
