Our Fees & Process

Fees

Advisor Management Fees Access To Advisor
Exponent Investment Management
0.3% - 1.6% *
- Custom Plans
- Always Available To Meet Or For A Call
- Customers First
- Help Out In Many Ways More Than Just Investing
Banks
1.5% - 3%
- Hard To Reach
- Rare To Get A Bank Advisors Even On A Phone Call - Sells You A Pre Packaged Mutual Fund
Robo Advisors
0.3% - 0.4% + Product Fee
- You Create Your Own Plan
- You Manage And Research Yourself
- No Phone Numbers Or Even An Email Address To Contact Someone For Advice

* Fees vary depending on asset size. Larger accounts get a lower fee.

Our Process

Financial planning and projections

When you hire Exponent Investment Management Inc., you are paying for our ability to help you reach your financial goals. We start by creating a plan or projection that will help you determine what those goals are. We then work on how to achieve them by designing and managing a portfolio of stocks for you (and sometimes bonds). You’ll be able to see what you are investing in. 100% transparency. Financial planning and projections are part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

Financial Planning
Growth

investment philosophy

What goes into investment management? What makes us different from other companies? We focus on dividends. When you invest, you make money from the growth of your investment and/or the income it produces. At Exponent, we focus on BOTH. Growth in your capital and income…AND growth in this income over time. This investment philosophy part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

Uncovering and monitoring these investment trends

We invest in stocks from Canada, the United States, and other developed countries. We choose these stocks based on what we call prevailing winds. These are economic, social, demographic or technological trends that will not change no matter what happens. Politics or economic developments might have a small impact on these trends, but they will continue. An example would be the ageing demographic in the developed economies. Uncovering and monitoring these investment trends is part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

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research

Ongoing fundamental investment research

There are different types of companies. Some are better than others. The best companies usually don’t make the headlines. So how do we know they’re good? We use tools to help us figure that out. This is called screening. We look at how the profits are generated, how consistent they are, and if their future looks like it will continue to match the past. Some people call this quantitative research – using computers to study numbers. Ongoing fundamental investment research is part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

Quantitative investment research is part

Computers are a great way to do research, but they can’t do everything. The old saying is that “garbage in, garbage out.” We have been doing investment research for a long time and we still use the “old school” approach. This means that we read a lot. Like any screening exercise, if you make the filter too fine, you might miss something good. But if you use too wide of a filter, you will have to look at everything. Experience and understanding accounting and repetition are key to getting around the short comings of quantitative investment research. Quantitative investment research is part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

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reporting

Financial reporting monitoring

You’ll also want to understand if a company is shareholder friendly. Management should be working for you and be good stewards of the company. You can determine these qualities by tracking how well they are using capital, how they are actually turning a profit, how efficient the company is at using capital and how are they financing their growth. Are their business practices sustainable? Financial reporting monitoring is part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

Portfolio construction and monitoring

How do you put together a good investment list? You need to think about what sectors your investments are in, how much exposure you have to different countries, and if the weights of your investments are meaningful. We can help with that. Just like a good coach, you need to manage the exposure and bring out the right players at the right moments. Just like how stocks work, they don’t always go up. Some stocks do well in some circumstances, but not all.

When should you buy stocks? You don’t want to overpay, so you should buy when the outlook for a company is not 100% positive. You might want to buy when things are going well, but you don’t want to get attached to the stock. Don’t believe what you hear or read from your information sources. Our technical analysis helps us make this decision; computers, knowledge and experience help us. Portfolio construction and monitoring is part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

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Investment decision making

Everyone makes mistakes. How did that make you feel? Maybe you don’t want to make any more mistakes and that’s why you’re finding it hard to make a decision. You might be very analytical, there is always more information to process, more data to crunch, so how do you know when to make your decision? Maybe you’re also an emotional person…and that affects your how you come to decisions. Your emotions will play a big role in your decisions, especially when there’s a lot of market or personal stress going on. When you hire Exponent Investment Management, like an accountant or lawyer, you’re outsourcing the decision-making process. Investing is very much an exercise in limiting the impact of mistakes while gaining exposure to good investments. Investment decision making is part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

Investment administration

There is a lot of paperwork involved with investments. It’s not just about making trades.  You need to open accounts, deal with taxes, and know the tax rules that will affect your investments. You might need to generate monthly income from your investments, or you might be contributing monthly to your investment account. You will want to manage all the paperwork and make sure you understand all the implications of your investment activities. You can also hire us to take care of it for you.  Investment administration is part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

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long term growth

ongoing investment management

Rinse and repeat.  Like gardening or a battle plan, investing is about knowing which changes to make and when.  Fiddle it with too much and you reduce your performance.  Ignore your investments all together and leave it up to hope and faith to determine the outcome…well that is not approach prudent investors take.  Keeping up with changes in outlooks, markets and information is a key determinant of your long-term success.  After all, you want to be able to generate consistent investment performance.  Consistent and ongoing investment management is part of the service you will benefit from when you hire Exponent Investment Management as your portfolio manager.

Book a Consultation

Schedule a 15-minute consultation with us to get started.

Free Resources

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Retirement Roadmap

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Cherished Fortune

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Retirement Calculator